A “Last Will and Testament” sounds complex. What is it in simple terms?
Saw a good, easy to understand definition of a Last Will and Testament that I thought you might find useful. Will = “Note” Think about when you hired a baby sitter
What do you insure?
I recently saw these statistics posted in a fellow insurance brokers office, thought it was pretty interesting as many people would never think of not insuring their house or car but don’t realize how much future asset their life, work or ability to work is for their family. Thought it would be interesting to see […]
Do you have a current will?
“Do you have a current will?” This is a question that I normally ask when helping someone plan for their family. Perhaps it should be followed up with “When was it last updated?” If you die without a proper, valid will, your relatives may be overwhelmed by complicated paperwork and expensive legal issues. This all […]
Childhood ADD/ADHD and insurance
Was asked today by a parent that was wondering what the insurance outlook for their kids who had an ADD/ADHD diagnosis. This type of question seems to come up entirely too often as an insurance agents with new clients that contact us. Ok maybe not a specific question about ADHD but it is typically people […]
Don’t Underestimate the Value of Disability Insurance
Most people realize that they want to protect their family and family’s lifestyle with life insurance but what they may not realize is that under 65 you are at a least twice as likely to be long term disabiled then die due to an accident or illness. Â How long could you or your family live […]
Group Insurance
Are you looking for Group Benefits for your family and employees? Would you like a knowledgeable broker to shop around to the insurance companies to find the best fit? Are you sure you are paying the right premium for the coverage you have? Call Aaron at 250-483-3633 or leave a comment below. What is Group […]
Attention Small Business Owners
Are you maximizing your tax free income?  Do you write that cheque to CRA with a joyful heart? I don’t think anyone particularly likes to pay tax; however, many of us don’t miss simple tax planning steps.  For instance, did you know that in Canada the CRA introduced a tax-free vehicle for financing the health care costs […]
Life Insurance That Pays You Back If You Don’t Die
Worried you might not die during the term of your life insurance? Â What about life insurance that pays you back if you don’t die? With this insurance, you can ensure that you get some benefit
Nearly half of Canadians over the age of 65 will need Long Term Care
Face your future with confidence. Most of us can expect to celebrate our 80th birthday, which is good news. However, these additional years may not be free of disability. While none of us what of think about what would happen if we were no longer able to care for ourselves,