CPP Timing Calculator

See how starting your Canada Pension Plan at different ages changes your monthly benefit, and find the breakeven age where waiting pays off.

Estimated monthly CPP at age 65

Find this on your Service Canada statement or your My Service Canada Account.

Your planned start age: 65

At age 65, your estimated benefit is

$1,400.00/month

$16,800.00 per year

Monthly benefit by start age

Start age	Adjustment	Monthly benefit	Annual benefit

Breakeven comparison

Compare start age A

Compare start age B

Send Aaron a copy

Want a copy of this report emailed to you, or a quick follow-up about your retirement planning? Leave your details below.

Provided by Aaron Taylor, Taylor Wealth Designers Ltd. - www.wealthdesigners.ca

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Simplified illustration only. Excludes dropout provisions, post-retirement benefits, survivor benefits, and annual indexing. Confirm your personal estimate with Service Canada.

IMPORTANT — PLEASE READ: This report was produced by an automated calculator and may contain calculation errors. All results are hypothetical illustrations based on the inputs and assumptions shown (rates of return, inflation, tax rules, and government benefit amounts), not predictions or guarantees of future outcomes. Past investment performance does not guarantee future results. Tax laws and government programs (including CPP, OAS, and GIS) change over time. This report is for general information only and is not investment, tax, or legal advice. Please review your situation with a qualified professional before making financial decisions.