Insurance Needs Analysis
Work out how much life, critical illness, and disability insurance you may need — for yourself, or for each of you as a couple. Enter your numbers below; everything updates live.
In couple mode, each tab is analyzed separately for Person A and Person B.
Person A — Life insurance
Person B — Life insurance
Person A — Critical illness
Out-of-pocket treatment, travel, home care, and other one-time costs.
Person B — Critical illness
Out-of-pocket treatment, travel, home care, and other one-time costs.
Person A — Disability
Employer long-term disability, group plans, or other monthly disability income.
Person B — Disability
Employer long-term disability, group plans, or other monthly disability income.
Summary — insurance gaps at a glance
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Provided by Aaron Taylor, Taylor Wealth Designers Ltd. - www.wealthdesigners.ca
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Simplified illustration of insurance needs. It does not account for taxes, inflation, policy features, underwriting, or eligibility. Confirm your situation with a licensed insurance advisor.
IMPORTANT — PLEASE READ: This report was produced by an automated calculator and may contain calculation errors. All results are hypothetical illustrations based on the inputs and assumptions shown (rates of return, inflation, tax rules, and government benefit amounts), not predictions or guarantees of future outcomes. Past investment performance does not guarantee future results. Tax laws and government programs (including CPP, OAS, and GIS) change over time. This report is for general information only and is not investment, tax, or legal advice. Please review your situation with a qualified professional before making financial decisions.
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